The Utmost Integrity and Thoughtful Resourcefulness

The Utmost Integrity and Thoughtful Resourcefulness

Every thirty seconds a RE/MAX agent helps someone find their perfect place. True to the claim, The Voss Team has been proudly serving the Valley since 2001. The Voss Team is passionate about helping our buyers find that “perfect” property or special investment opportunity. In addition, we are proud to offer state of the art marketing methods to assure our sellers achieve the highest price for their property by gaining the maximum market exposure.

While we place a strong emphasis in the north, central, west and northwest Phoenix valley market areas, we have considerable experience in the east valley communities of Scottsdale, Mesa, Chandler and Gilbert. The Voss Team proudly maintains and continually strives to provide the best real estate experience for our clients. Here’s what one of our valued clients recently shared:

“Roberta Voss is one of the most stellar human beings on this Earth. She has the utmost integrity, thoughtful resourcefulness and a strong, passionate drive above anyone I’ve ever known. she is straightforward and diligent in all her endeavors and has a bright magnetic personality that engages those around her for good. I highly recommend her always and in all ways.” – Besty M.G.

Whether you’re ready to sell your Phoenix home or buy a home in Phoenix or the surrounding areas, the Voss Team is here to guide you through every step of the process. Contact us today for a knowledgeable and unforgettable real estate experience!

Roberta Voss

The Voss Team

(602)-697-0730

7111 West Bell Road Ste 101

Glendale, Arizona 85308

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Spring 2018 RE/MAX National Housing Report Reflects Home Sales Increase

Spring 2018 RE/MAX National Housing Report Reflects Home Sales Increase  

REMAX National Housing ReportHome sales increased 2.3 percent year-over-year in April 2018 in the face of record low inventory and the second-highest median sales price in the nine-year history of the RE/MAX National Housing Report. The $243,000 Median Sales Price was a record for April and was second only in report history to $245,000 in June 2017. In each of the last five years, June has produced the year’s highest Median Sales Price, with July or August posting the second-highest monthly price each year.

Thirty-eight of the fifty-three markets in the report posted more sales than in April 2017, while the 2.5 months supply of inventory tied March as the lowest ever, in the history of the report. The average Days on Market in April was fifty-two — that’s five days less than April 2017 and a RE/MAX National Housing Report record for the month.

“If 2018 is like recent years, we’re only two months away from home prices peaking — we’re already seeing some impressive prices moving up in markets throughout the U.S.,” said RE/MAX CEO Adam Contos. “As we head into summer, we’ll watch several housing markers like home starts, mortgage applications and sales price to gauge the effect they’ll have on inventory across the country — the good news is that the rate of sales helps accommodate a shrinking inventory and buyers can still find opportunities.”

In April 2018, the median of all 53 metro Median Sales Prices was $243,000, up 3.0 percent from March 2018 and up 7.5 percent from April 2017. The average Days on Market for homes sold in April 2018 was 52, down eight days from the average in March 2018, and down five days from the April 2017 average. The number of homes for sale in April 2018 was up 3.4 percent from March 2018, and down 11.3 percent from April 2017.

Based on the rate of home sales in April, the Months Supply of Inventory remained at 2.5 from March 2018, and decreased compared to April 2017 at 2.8. A 6.0-months supply historically indicates a market that’s balanced equally between buyers and sellers. In April 2018, all 53 metro areas surveyed reported a months supply at or less than 6.0, which is typically considered a seller’s market. Please click here to download a copy of the most recent RE/MAX National Housing Report or visit https://rem.ax/2phKHWT  to access the housing report infographic.

Looking to sell your house in Phoenix or buy a home in Phoenix? Contact The Voss Team today and receive a complimentary analysis of your home’s approximate present value on the market today!

Roberta Voss

The Voss Team

(602)-697-0730

7111 West Bell Road Ste 101

Glendale, Arizona 85308

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Top 10 U.S. Cities with Huge Increases in Home Buying

Top 10 U.S. Cities with Huge Increases in Home Buying

Top 10 US Cities Where Home Buying is BoomingBuying a home these days may not be as easy as it used to be due to more stringent loan qualifications, debt and higher home prices with lower inventory among other things. But believe it or not, home ownership is still alive and well. Here are the top 10 cities with huge increases in home buying according to the data team at Realtor.com®.

  1. Milwaukee, WI/ Median home price: $224,950 /Current homeownership rate: 68.7 percent
  2. Charlotte, NC/ Median home price: $327,050 / Current homeownership rate: 62.8 percent
  3. Memphis, TN / Median home price: $195,050 / Current homeownership rate: 61 percent
  4. Baltimore, MD / Median home price: $300,040 / Current homeownership rate: 68.4 percent
  5. Allentown, PA / Median home price: $225,050/ Current homeownership rate: 74.8 percent
  6. Pittsburgh / Median home price: $174,950 /Current homeownership rate: 74 percent
  7. Albuquerque, NM / Median home price: $239,950 /Current homeownership rate: 66 percent
  8. Nashville, TN / Median home price: $359,050 / Current homeownership rate: 68.8 percent
  9. Dallas, TX / Median home price: $339,950 /Current homeownership rate: 60.7 percent
  10. Syracuse, NY / Median home price: $149,950 /Current homeownership rate: 66.5 percent

“Affordability is a strong draw to these areas,” says Danielle Hale, chief economist at realtor.com®. “A lot of these cities are on the outskirts of big cities where folks can snag an abode for less and then commute downtown for work, she adds.” Ownership is shooting up the most in Rust Belt cities undergoing resurgence; in smaller cities close to much bigger and pricier metros, where commuters can snag a home for less; and in fast-growing Southern hubs that are continuing to experience booming job markets.

Disappointed that Phoenix didn’t make the top 10 cities with huge increases in home buying list? Don’t despair! Contact The Voss Team today if you’re ready to buy a home in Phoenix or sell your Phoenix home. We have the reputation, experience and local knowledge you need to find the right property, or successfully sell a property for top-dollar. Please feel free to browse our website or let us guide you every step of the way, by calling or e-mailing to set up an appointment today!

Roberta Voss

The Voss Team

(602)-697-0730

7111 West Bell Road Ste 101

Glendale, Arizona 85308

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5 Handy Home Maintenance Hacks for Spring

5 Handy Home Maintenance Hacks for Spring

5 Handy Home Maintenance Hacks for SpringHome maintenance is an essential part of the homeowner experience. Just like regular oil changes for your car to keep it running smoothly, keeping up with regular home maintenance tasks will keep you from future headaches and wasted money. Spring is a big month for home maintenance and it’s no wonder why. Spring is known worldwide as a season of growth, renewal and cleaning. If you’re planning on doing a little spring cleaning, don’t forget to add these 5 handy home maintenance hacks for spring to your list.

1.) Work on Windows: Spring has sprung and with it comes new plants and sometimes new bugs. Repair and replace damaged window screens to help keep bugs and pollen out of your home.

2.) Help your HVAC: Everyone knows Arizona summers are some of the hottest in the country and arrive without warning. Now’s the perfect time to get your air conditioning system ready for summer by having it serviced by a professional. Doing this now will save money and headaches down the road.

3.) Direct Your Drainage: You should not have standing puddles around your home for more than twenty four hours. If you do, be sure to check the exterior drainage for bad spouts or a loose connection if you have gutters. You can also hire someone to grade the area around your home so water drains away from it if you’re unable to do it yourself.

4.) Inspect the Exterior: Take a close look all around your house, and make any repairs as needed if you see holes in the stucco, cracks in the foundation or chips in the paint. Don’t forget to inspect your roof for damage and leaks.

5.) Remove Dead Plants: Winter may have killed off some brush and plants around your home so now are a great time to clear them away. Doing so makes your home look neater and more welcoming.

Looking to sell your home or buy a home in Phoenix? The Voss Team has the reputation, experience and local knowledge you need to find the right home, or successfully sell your home for top-dollar. Please feel free to browse our website or contact us today and let us guide you every step of the way!

Roberta Voss

The Voss Team

(602)-697-0730

7111 West Bell Road Ste 101

Glendale, Arizona 85308

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Top 5 Hacks to Boost Your Credit Score for Home Buying

Top 5 Hacks to Boost Your Credit Score for Home Buying

Top 5 Hacks to Boost Your Credit Score for Home BuyingReady to buy a home this year but know your credit score needs work? You’re not alone. The average credit score in the U.S. is 695 according to the AAA Credit Guide, which is considered to be fair on a scale of 300 to 850. Because your credit score affects everything from qualifying for a car loan to, in some cases, qualifying you for employment, it makes since that having the best score will help you obtain your real estate goals. Here are the top 5 hacks to boost your credit score for home buying.  

  1. If you have any collections or judgments against you, pay them off as quickly as possible.
  2. Pay all your bills on time by utilizing payment reminders or automatic bill pay options.
  3. Don’t close your credit card accounts because then you’ll be using a higher percentage of your overall credit limit.
  4. Try to reduce your credit card debt to twenty-five percent or less of your credit line on each card.
  5. Pull your credit report at least once a year to review any discrepancies

The sooner you begin implementing these top 5 hacks to boost your credit score for home buying, the easier it will be when it’s time qualify for a home loan. If you’re ready to buy a Phoenix home, please contact The Voss Team today to assist you with your home buying needs.

Roberta Voss

The Voss Team

(602)-697-0730

7111 West Bell Road Ste 101

Glendale, Arizona 85308

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Speed of Winter Home Sales Felt More Like Spring Selling Season

Speed of  Winter Home Sales Felt More Like Spring Selling Season

Speed of January Sales Felt More Like Spring Selling SeasonDespite home sales being down 2.8 percent year-over-year, the February RE/MAX National Housing Report shows homes sold in a mere sixty days last month, marking the fewest Days on Market of any January in the nine-year history of the report. The record speed of January home sales may signal that buyers aren’t waiting around for the typical spring selling season to begin.

Days on Market typically decline each month leading into the heart of the spring and summer buying season in July and start increasing monthly as fall progresses into winter. The number of homes for sale in January 2018 was down 4.8 percent from December 2017, and down 14.8 percent from January 2017. Based on the rate of home sales in December, the Months Supply of Inventory decreased to 3.4 from December 2017 at 3.7, as well as decreased compared to January 2017 at 3.8.

A 6.0-months supply indicates a market balanced equally between buyers and sellers. In January 2018, 49 of the 53 metro areas surveyed reported a months supply at or less than 6.0, which is typically considered a seller’s market. The Median Sales Price of $224,000 also set a January record — up 6.7 percent year-over-year. Out of fifty-three markets, fifty-one posted gains, marking January as the 22nd consecutive month of year-over-year price increases dating back to April 2016.

“We recently saw the groundhog predict six more weeks of winter, but January housing numbers are telling a different story,” said RE/MAX CEO Adam Contos. “It looks like the spring selling season may have arrived early because home buyers are not slowing down. The speed of this market is on pace with what we saw in the prime of the 2017 selling season.”

Want to know more about real estate market trends? Click here to download a copy of the February 2018 RE/MAX National Housing Report. If you are looking to sell your Phoenix home or are ready to buy a Phoenix home, please contact The Voss Team today. The Voss Team has the reputation, experience and local knowledge you need to find the right property, or successfully sell a property for top-dollar. Please feel free to browse our website or let us guide you every step of the way, by calling or e-mailing to set up an appointment today!

Roberta Voss

The Voss Team

(602)-697-0730

7111 West Bell Road Ste 101

Glendale, Arizona 85308

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3 Ways to Protect Yourself from Real Estate Scams

3 Ways to Protect Yourself from Real Estate Scams

3 Ways to Protect Yourself from Real Estate ScamsEvery year, homebuyers across the country are being targeted in custom-tailored email scams aimed at stealing down payments and closing costs money. Martin Hellmer, FBI supervisory special agent in Phoenix, said 256 victims in the metro area lost $41 million in 2017. That’s why it’s essential to educate yourself on potential frauds and red flags before purchasing or renting a home. Here are 3 ways to protect yourself from real estate scams.

1.) Play Detective: Asking questions is one of the best ways to expose possible scammers as they can often seem nervous or unsure of their answers. Also, never be afraid to ask for I.D. from a real estate agent. Check out the Better Business Bureau and research the agent online to verify that they are licensed to practice real estate in the state of Arizona. And while you’re investigating, be sure to visit their reviews, testimonies, and references to further verify they’re legit.

2.) Keep Tabs on Your Cash: Scammers are successful at disappearing with a victim’s money, because they usually request payment in an untraceable way. When doing a real estate transaction, avoid using cash or wiring money as those are the two most difficult ways to trace your money. Insisting on writing checks or some other type of traceable payment form is often enough to scare off potential scam artists and sends the message that you are an informed buyer.

3.) Double Check Your Contracts: Resourceful con artists can draft up an official looking real estate contract or rental agreement in a snap. Some red flags to keep an eye out for on fraudulent real estate agreements include misspellings, grammatical errors, non-legal jargon, and missing information. Don’t feel pressured or rushed into signing anything you don’t understand or are unsure of. Listen to your intuition and have a qualified real estate attorney look over any contracts or documents.

When all else fails remember the old adage, “If it’s too good to be true, it probably is.” It might seem time consuming or even paranoid to do your homework, but it’s worth the extra time if it could protect you from a real estate scam. When you’re ready to buy a home in the greater Phoenix area, you can rest assured that a licensed and ethical RE/MAX REALTOR® at The Voss Team will help you achieve your real estate goals.

Roberta Voss

The Voss Team

(602)-697-0730

7111 West Bell Road Ste 101

Glendale, Arizona 85308

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5 Things to Know About Mortgage Deductions in 2018

5 Things to Know About Mortgage Deductions in 2018

5 Things to Know About Mortgage Deductions in 2018With the passing of the Tax Cut and Jobs Act, a lot is about to change financially for citizens in the United States. One of the ways this change will affect citizens greatly is how it will reflect financially for homeowners. Although this tax cut is for 2018 (meaning citizens won’t see changes until February of 2019), there will still be a dramatic change for U.S. homeownership. Here are 5 Things to Know About Mortgage Deductions in 2018.

1.) All buyers will no longer have personal exemptions, but there is an increase in standard deductions.

2.) The new deductible property amount is at $10,000, and there could also be scaling back of the mortgage interest deduction. Previously homeowners could deduct interest up to $1 million, but that has been lowered to $750,000.

3.) If you’re planning on buying a second home, please be aware there are new deduction limits. After the $750,000 mortgage cap, the interest on your mortgage will no longer be deductible. However, this does not mean your entire mortgage is no longer deductible—just the difference. For example, if you are above your mortgage cap by $100,000, that amount will not be deductible.

4.) Deduction done for most homeowners can refinance mortgage debts that existed on Dec. 14, 2017, up $1 million and deduct the interest, as long as the new loan doesn’t exceed the original mortgage.

5.) The new bill repealed the deduction on home equity debt interest through Dec. 31, 2025. Interest, however, is still deductible if the home equity loan is used to substantially improve the home.

If you want to know more about making the most of your mortgage deductions in 2018, we recommend contacting a certified tax professional. If you’re ready to sell your Phoenix home or buy a home in Phoenix in 2018, please contact The Voss Team today.

Roberta Voss

The Voss Team

(602)-697-0730

7111 West Bell Road Ste 101

Glendale, Arizona 85308

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3 Hacks for Refinancing Your Mortgage in 2018

3 Hacks for Refinancing Your Mortgage in 2018

3 Hacks for Refinancing Your Mortgage in 2018Planning on refinancing your home this year? If the mortgage interests rates are lower than when you purchased then you can reduce your monthly mortgage payments. Here are 3 hacks for refinancing your mortgage in 2018.

1.) Loan Term Reduction: If you have a 30-year mortgage that you’ve had for several years then choosing a shorter-term refinance, such as a 15- or 20-year mortgage may allow you to enjoy a lower interest rate. You also might consider refinancing a fixed-rate loan into an adjustable-rate mortgage, or ARM. Those tend to come with lower interest rates, at least during the initial years before the rate starts “adjusting.”

2.) Clean Up Credit: Having a strong credit score in the months before you apply for a refinancing loan can help lower your interest rate. So be sure you’re paying your bills on time and not opening or closing any other credit accounts during this time that could impact your credit score. Also, be sure to get a copy of your free annual credit report to check for any discrepancies and resolve any old debts.

3.) Plan Your Move: Mortgage rates can fluctuate, so you have to get the timing right and know when to lock in the best refinancing rate. Rates on 30-year mortgages tend to follow the yield on the 10-year Treasury bond and are influenced by actions taken by the Federal Reserve to raise or lower rates. Work with a qualified loan officer who understands how rates are behaving and can help you pounce after a news event has pushed rates down.

If refinancing isn’t in your plans but selling your Phoenix home is, or if you’re ready to buy a home in Phoenix this year, please contact The Voss Team today!

Roberta Voss

The Voss Team

(602)-697-0730

7111 West Bell Road Ste 101

Glendale, Arizona 85308

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2017 Closes Strong, Record High December Home Prices

2017 Closes Strong, Record High December Home Prices

2017 Closes Strong, Record High December Home PricesWhile sales dropped slightly from a year ago, December capped off a 2017 of record home prices, speedy sales and low inventory. The January RE/MAX National Housing Report shows the median home price rose 8.1 percent year-over-year, with fifty of the report’s fifty-four markets posting increases. At the same time, December sales dropped 3.3 percent from December 2016, with thirty-nine markets reporting fewer transactions. Making sales harder was a Months Supply of Inventory of 3.7 which is the lowest December figure in the nine-year history of the report. That corresponds with a 14.6 percent decline in inventory, lengthening a streak of monthly declines that began in November 2008.

Also setting a report record for December was the speed of home sales: Fifty-seven days. That figured into an overall 2017 median for Days on Market of 52.5 — nearly a week less than the 2016 median of 58.5 days.

“We see the median sales price of homes across the country rising every month, year-over-year, but the days on market and the supply of homes for sale hit record lows in December,” said Adam Contos, RE/MAX Co-CEO. “If inventory keeps getting tighter across the country it’ll be interesting to see how it might affect sales.”

Home buyers paid record prices in 2017, led by June’s Median Price Sold of $245,000. Prices increased year-over-year in every month of 2017, with December marking the 21st consecutive month of year-over-year price increases dating back to April 2016. Of the 54 metro areas surveyed in December 2017, the overall average number of home sales decreased 2.5 percent compared to November 2017.

Want to know more about the current real estate market? Click here to download your copy of the January 2018 RE/MAX National Housing Report. If you are looking to sell your Phome or are ready to buy a Phoenix home, please contact The Voss Team today.

Roberta Voss

The Voss Team

(602)-697-0730

7111 West Bell Road Ste 101

Glendale, Arizona 85308

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